Description:

About the Team:
The North America Regulatory Legal team is a team of legal counsel responsible for providing strategic guidance on An American Financial Services and software as a Service Company's financial regulatory obligations in the United States and Canada. As a member of the team, you will tackle a diverse range of cutting-edge financial regulatory challenges on a daily basis. You will have the chance to influence new product development, interact with regulatory authorities shaping our industry, and help define An American Financial Services and software as a Service Company's policy positions. Join our team and play a crucial role in building the regulatory architecture that enables An American Financial Services and software as a Service Company to offer innovative financial solutions around the world.

What You'll Do:
We are seeking an experienced legal counsel with a passion for global payments and untangling regulatory issues at the intersection of technology and financial services. In this role, you'll be a trusted advisor to our business, legal, policy, and compliance partners on US payments and money transmission laws. You'll also engage regulators and policymakers on these issues to enable An American Financial Services and software as a Service Company's mission of helping businesses to grow and thrive. You will have the opportunity in this role to contribute more broadly to other regulatory matters as well. This is a full-time role that can be remote and will report to the Head of North America Regulatory Legal.

Responsibilities:

Provide legal advice and support to teams on US payments and money transmission laws
Counsel Product Legal and Compliance teams on regulatory requirements for US products to enable compliant product development and expansion
Contribute to licensing and prudential matters and the maintenance of core regulatory programs
Provide transactional support, including advising on contractual provisions pertaining to payments and money transmission laws across An American Financial Services and software as a Service Company's various products
Support business and functional teams in addressing regulatory issues relating to An American Financial Services and software as a Service Company's customers
Represent An American Financial Services and software as a Service Company in regulatory interactions, including responding to regulatory inquiries and participating in regulatory examinations
Monitor developments in US financial regulations to provide proactive guidance on regulatory trends, risks, and opportunities
Advise on advocacy in connection with contemplated and proposed laws, rules, and regulations
Collaborate with business and legal teams across An American Financial Services and software as a Service Company to address regulatory issues efficiently
Identify and evaluate business and legal risks, and find creative ways to mitigate them while achieving business goals

Who You Are:
We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum Requirements:

J.D. from an accredited law school and admission to the bar in at least one state
Minimum of 5 years of experience providing financial services regulatory guidance at a leading law firm, in-house legal department, or US agency focusing on financial services regulation
Extensive experience advising clients on financial regulatory matters, with preference for prior payments and money transmission experience
Substantial experience interacting with US regulators, such as OCC, FDIC, CFPB, FinCEN, New York Department of Financial Services, or California Department of Financial Protection and Innovation
Excellent skills in issue spotting, risk assessment, and problem-solving
Strong strategic thinking capabilities to enable business partners to make decisions that are grounded in a practical application of the law, technology, and business goals
Excellent written and verbal communication skills
Integrity and sound judgment

Preferred Qualifications:

Strong understanding of US payments and money transmission laws
Prior experience in payments, fintech, banking, or securities industries and familiarity with associated regulatory issues
Skilled in drafting policies and guidance documents, and developing scalable processes
Ability to provide difficult and complex legal advice in a clear and convincing manner to various stakeholders, including senior management
Capable of multitasking and working effectively and independently under pressure
Able to make sound decisions in the face of ambiguity and imperfect information
Strong interpersonal skills and the ability to build consensus across myriad groups
A collaborative team player who is willing to pitch in wherever needed in a dynamic, rapidly growing company