Description:
Job Summary:A Federally Chartered, Full-Service Bank is an OCC-regulated federal savings bank at the forefront of fintech and payments and the sponsor bank for some of the largest names in fintech. We are looking for an attorney who is eager to build their career in the exciting intersection between finance and technology and help manage the Bank's current and steadily-growing customer base and partner ecosystem. You will be asked to negotiate a range of digital payment, “buy now, pay later” (BNPL) and card issuer and merchant acquirer programs, and advise on related bank regulatory matters. This role will report to the General Counsel and require direct interaction with management, directors and partners.
Responsibilities:
- Drafting and negotiating commercial agreements for various fintech-related partnerships, including sophisticated strategic agreements, service agreements, cardholder and account holder agreements, third-party vendor agreements involving technology software and services; professional services and corporate services.
- Interpret legal and regulatory developments impacting fintech transactions.
- Partnering closely with business colleagues to explore and evaluate potential partnerships, understanding their concerns and challenges, and using creativity and problem-solving to quickly action solutions.
- Ensure compliance with current Bank processes and procedures.
- Work cross functionally across the Bank to analyze legal matters, devise creative solutions, and develop strong, trusted advisor relationships with internal stakeholders.
- Engage in strategic projects to advance A Federally Chartered, Full-Service Bank business opportunities and other assignments as necessary.
Qualifications:
Knowledge, Skills, and Abilities:
- Developed analytical and problem-solving skills, with an ability to generate create solutions; versatility, with the ability to apply and adapt legal analysis, learnings and approaches to new and adjacent contexts.
- Excellent written and oral communication skills; ability to communicate complex issues clearly and persuasively and to synthesize substantive legal material for business partners.
- Strong interpersonal skills and comfort interacting at all levels within the Bank; excellent collaboration and teamwork skills, with thoughtful approaches to build relationships and partner with others to achieve success.
- Ability to work independently, with all levels within the Bank. Take initiative and multitask in a fast-paced environment.
- Practicing attorney and member in good standing at applicable Bar, with 4+ years of relevant experience; either at a major law firm and/or in-house.
- 3+ years of fintech/payments experience.
- Experience in structuring, advising, and negotiating commercial agreements within the banking/financial sector preferred.
- NY-area applicants must be able to work on-site at least two days per week
