Description:
About the role:Reporting to the General Counsel, the Corporate Counsel will serve as a cross-functional legal partner, advising primarily on servicing, collections, and litigation matters and supporting other areas as needed. This is a high-ownership role suited for a structured, detail-oriented, and impact-driven attorney who thrives in a fast-paced and dynamic environment.
Key Responsibilities:
- Servicing and Collections: advise cross-functionally to ensure compliance with state and federal requirements relating to servicing and collections; draft and review related policies and procedures; track changes to applicable requirements.
- Risk Mitigation: monitor escalations to identify patterns and risks; investigate, document and remediate systemic gaps; manage arbitration agreements; work with Product and Servicing teams to continuously improve products and user flows based on learnings.
- Escalations & Litigation: optimize triage, investigation and resolution strategy across all types of escalations; manage all contentious matters, with targeted support from outside counsel where appropriate; streamline processes and forms.
- Third-Party Agreements: advise on agreements with vendors, debt buyers, and other third parties involved in servicing and collections, including reviewing SLA requirements, ensuring chain-of-title documentation for debt sale programs, etc.
- Consumer-Facing: draft and review notices and other communications relating to servicing and collections; advise on hardship, deferral, re-age, and charge-off program compliance.
- AI & Automation: test and implement AI features to automate as many workflows as possible; build AI agents and playbooks to support these workflows.
- Additional projects and duties based on the evolving needs of the business.
What we look for:
- J.D. from an accredited law school; active bar membership (New York or California preferred).
- 8+ years of legal experience, with meaningful time at a top-tier law firm followed by in-house experience at a high-growth technology or fintech company.
- Demonstrated experience advising on servicing, collections, and litigation matters in consumer finance.
- Strong business judgment; ability to identify and escalate material legal risks and propose practical solutions to business partners.
- Experience with AI and building automated workflows.
- Highly organized with exceptional attention to detail and the ability to manage a high-volume, multi-workstream portfolio.
- Can-do attitude and a willingness to jump in where needed; no job is too big or too small and some may not exactly fit in the four corners of this job description.
Compensation:
This role has an annual starting salary range of $220,000 - $270,000 + equity +benefits. Actual compensation and title will vary based on skills and experience.
