Closing Date: 25th July, 2026

Description:

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description:
U.S. Bank is seeking an experienced Commercial Lending Attorney with experience in Uniform Commercial Code and real estate secured lending transactions to join the commercial lending legal team. This attorney will support business banking in the Consumer and Business Banking business line, as well as commercial lending operations, risk functions, and internal commercial loan documentation. The attorney will work strategically with relationship managers and support staff at U.S. Bank, as well as outside counsel. Preferred candidates will be experienced in drafting commercial loan documentation, commercial real estate lending, the Uniform Commercial Code, organizational structures involved in commercial lending, and due diligence required for closing commercial loans. The successful candidate will join a dynamic, diverse, and collaborative team of legal professionals supporting all of U.S. Bank's commercial lending activities.

Successful candidates for positions in the U.S. Bank Law Division consistently provide excellent advice and guidance to clients and colleagues on a variety of legal matters. They build trusting relationships that allow the business to make well-informed decisions. Meaningful collaboration and investment in the development of the Law Division are expected from successful candidates.

Key Responsibilities:

Provide legal advice to commercial lending business lines on commercial loan transactions, including complex real estate and title issues, UCC reviews, and legal documentation.
Draft and review loan documents for use in internal commercial loan documentation systems.
Research legal issues under federal and all states' laws.
Solve legal challenges in an efficient manner, including problem solving on specific transactions, revising internal procedures, and advising on changes to legal requirements related to commercial lending.
Advise on loan defaults or loan dispute resolutions issues.
Stay informed of relevant market, legal and regulatory developments.
Train business units regarding real estate issues, UCC issues, and other legal challenges in commercial lending.
Become familiar with and provide guidance on relevant U.S. Bank policies and procedures.

Basic Qualifications:
Licensed by and in good standing with the appropriate state bar association or other appropriate state attorney licensing authority

Preferred Skills/Experience:

A minimum of 3-5 years' experience practicing law, including law firm experience leading commercial loan transactions and/or in-house experience at a regulated financial institution.
Strong and demonstrated knowledge of commercial lending transactions.
Experience with real estate secured commercial lending transactions, including loan document drafting, negotiating, title reviews, and problem solving, as well as strong experience with the Uniform Commercial Code.
Strong drafting, negotiating, issue-spotting and risk identification skills.
Exceptional written and verbal communication skills with both legal and business audiences.
Demonstrated ability to work both independently and collaboratively and to set priorities and exercise judgment in a fast-paced and dynamic environment.
Ability to collaborate confidently and effectively with a diverse range of stakeholders.
Demonstrated ability to develop trusting relationships with internal clients, outside counsel, and other internal stakeholders such as credit, operations, and risk functions.
Juris Doctor from an ABA accredited institution.
Admitted to State Bar in good standing.
Experience with healthcare, agricultural, and franchise lending.
Familiarity with banking regulations, such as Regulation B.
Familiarity with SBA guaranteed lending.
Familiarity with dispute resolution in commercial lending and real estate transactions, including eminent domain and mechanics' liens.
Experience with process improvements and incorporation of technology solutions into legacy legal processes.

Location expectations
This role requires working from a U.S. Bank location three (3) or more days per week.

We are proud that U.S. Bank has been recognized as a World's Most Ethical Company® by the Ethisphere Institute and has been named the #1 Most Admired Superregional Bank by Fortune magazine.

Successful candidates for a position in the U.S. Bank Law Division support U.S. Bank's core values, which guide what we do every day:

We do the right thing.
We power potential.
We stay a step ahead.
We draw strength from diversity.
We put people first.

In the U.S. Bank Law Division, we honor those values through our mission: “we guide our clients to remarkable results with expert legal counsel and ethical leadership.” Our commitment is evident in the work we do, not only for the Bank, but for our communities. The Law Division has received several awards for its pro bono contributions, including the Minnesota Corporate Pro Bono Council's “Excellence in Pro Bono Award,” and we encourage our legal professionals to contribute time and expertise to pro bono work as part of their role. In addition, the Law Division has been recognized for its leadership and engagement in Diversity, Equity, and Inclusion initiatives.

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants. (https://careers.usbank.com/global/en/disability-accommodations-for-applicants)