Description:

About the role:
As Product and Regulatory Counsel, you will help Ramp design and launch our ever-growing lineup of domestic and international regulated financial products, including treasury, investment account, and money movement products. You will partner with Product, Compliance, Risk, Engineering, Partnerships, Marketing, Finance, and other business teams to provide practical, actionable legal and regulatory advice through all phases of the product life cycle, from ideation through launch and beyond.

What You'll Do:
  • Embed with cross-functional teams to build, launch, market, and operate new regulated fintech products
  • Analyse regulatory and licensing implications of new products and services; partner with regulatory on new license applications
  • Interface with regulators on new product approvals, requests for information, license applications, and regulatory examinations
  • Structure and negotiate complex partnerships with financial institutions, payment services providers, technology platforms and other entities that provide or support financial services
  • Support marketing teams, develop content policies, and review marketing collateral
  • Provide guidance on state, federal and international regulatory, privacy, intellectual property, and other legal issues, and their implications on product development and marketing strategies
  • Draft policies and procedures for regulated financial products
  • Help select and manage outside counsel

What You Need:
  • J.D. with a strong academic background and the highest level of integrity
  • Membership in at least one state bar (NY or CA preferred); if not licensed in the state where you will be based, ability to register as in-house counsel
  • At least 3-5 years of legal experience
  • Experience as product or regulatory counsel for a fintech or technology company, and/or at a top law firm, preferred
  • Desire to learn quickly, work collaboratively, take ownership, and act as a legal generalist
  • Ability to understand complex business and regulatory issues and translate them into actionable guidance
  • Ability to thrive in a fast-paced environment, handle multiple cross-functional projects simultaneously, and manage resource allocation to focus on the highest-priority needs