Description:
What We're Looking For:We're looking for a Payments Counsel to join our growing Legal team. You'll be a trusted advisor across the business, ensuring our products, licenses, and partnerships are structured and executed in compliance with applicable payments regulations. This is a highly cross-functional role, working closely with Compliance, Risk, Product, and Business Development.
What You'll Do:
- Advise on U.S. and international payments regulations, including money transmission, stored value, card networks, e-money, and virtual asset frameworks.
- Partner with Compliance and Licensing teams on MTL applications, international licenses, and ongoing obligations.
- Draft card holder agreements across multiple jurisdictions
- Draft, review, and negotiate commercial agreements with banks, payment processors, card networks, and vendors.
- Provide practical guidance on consumer protection requirements. Privacy experience is a plus.
- Manage relationships with outside counsel on specialized regulatory or jurisdictional issues.
- Assist with responses to regulators and participate in audits, exams, and inquiries.
- Stay ahead of regulatory changes affecting payments, crypto, and fintech; help shape internal strategy and external engagement.
What you will bring to A Stablecoin-Powered Cards & Payments Infrastructure Company
- JD from a top level law program. Preference for US trained lawyers but international JDs will be considered
- At least 3–6 years of legal experience, focused on payments, fintech, financial services regulation, or related areas.
- Strong understanding of domestic and international payments regulations: MTLs, Durbin, EMI/e-money, card scheme rules, PSD2, or equivalent international frameworks.
- Experience advising on commercial contracts and regulatory issues for fintech or payments companies.
- Excellent written and verbal communication skills; able to translate complex regulation into clear business advice.
- Collaborative, business-oriented mindset; comfortable working across multiple teams and time zones.
- Digital assets / crypto regulatory experience a strong plus (e.g., VASP regimes, MiCA, SEC/CFTC frameworks, or equivalent).
- Bonus: Prior in-house experience at a fintech, payments company, or financial regulator.