Description:
Position Summary — Accretive Technology Group has adopted a compliance-first approach to its daily operations. The Legal Department has been charged with ensuring compliance across ATG's products and our business partners. ATG sees the work done in compliance as a competitive advantage. With the ever-changing landscape of regulations, requirements, and rules, the legal department is fast-moving and dedicated to providing guidance to the executive committee relating to compliance with these matters. The ideal candidate will find this challenging and rewarding.Key Responsibilities —
- Regulatory Compliance & Risk Management
- Identify, assess, and help mitigate compliance risks across U.S. and international business operations
- Monitor and ensure compliance with applicable laws, regulations, and industry requirements, including BSA, AML/KYC, OFAC (U.S. and international), card brand requirements, the Digital Services Act, and other applicable regulatory frameworks
- Develop, implement, and maintain compliance programs, policies, procedures, and internal controls that promote regulatory compliance across the organization
- Conduct legal and compliance risk assessments for new products, business initiatives, partnerships, and operational changes, recommending practical solutions that support business objectives while mitigating risk
- Conduct legal and regulatory research, monitor emerging compliance requirements, and evaluate potential business impacts
- Legal Counsel & Regulatory Guidance
- Provide practical legal and compliance counsel by interpreting evolving regulatory requirements, assessing legal risks, and advising internal stakeholders on business initiatives
- Partner with Product, Engineering, and business leaders to help ensure products, services, and platform features are developed in compliance with applicable laws and regulatory requirements
- Collaborate with cross-functional stakeholders to develop policies, procedures, and operational practices that strengthen compliance and support effective risk management
- Deliver clear, practical guidance that enables informed business decisions while maintaining regulatory compliance
- Privacy & Data Protection
- Support the Data Protection Officer in overseeing data privacy and data protection compliance, including regulatory assessments, policy development, privacy-related controls, and ongoing compliance initiatives
- Contracts & Legal Operations
- Support vendor procurement by reviewing, drafting, negotiating, and assessing legal and compliance risks associated with vendor agreements and commercial contracts
- Manage legal process matters, including subpoenas, writs of garnishment, and other service of process requests
- Prepare documentation and supporting materials for audits, regulatory inquiries, internal investigations, and other legal and compliance initiatives
Qualifications and Education Requirements —
- Juris Doctor (J.D.) or equivalent degree with active bar membership in good standing preferred
- 7+ years of experience in anti-money laundering (AML), financial crimes compliance, regulatory compliance, or a related legal function
- Extensive knowledge of BSA, AML/KYC, OFAC (U.S. and international), card brand requirements, the Digital Services Act, and other applicable regulatory frameworks
- Strong understanding of corporate law, contract law, banking law, privacy law, and regulatory compliance
- Proven ability to assess legal and compliance risks, exercise sound judgment, and provide practical, business-focused legal advice
- Excellent analytical, organizational, negotiation, and problem-solving skills
- Exceptional written, verbal, and interpersonal communication skills, with the ability to communicate effectively across technical and non-technical audiences
- Demonstrated ability to work independently with minimal supervision while managing competing priorities in a fast-paced, evolving environment
- Strong business acumen, professionalism, integrity, and discretion when handling sensitive and confidential information
- Proficiency with Microsoft Office applications; experience with AML Insight, HighQ, Westlaw, or similar legal and compliance management platforms is preferred
Work Environment and Physical Requirements —
- The requirements outlined below represent the physical demands and work environment associated with this position and are necessary to successfully perform its essential functions. Reasonable accommodations may be made in accordance with applicable law to enable qualified individuals with disabilities or conditions to perform these essential functions.
- This position is primarily sedentary and requires prolonged periods of sitting. Occasional walking, standing, and light lifting or carrying may be required
- Work is typically performed in a climate-controlled office environment