Closing Date: 2nd May, 2024

Description:

Summary:
This position is located at A Government Entity, Office of Regulations. As an Attorney-Advisor, the incumbent is an authority on the most significant legal issues and conducts complex projects related to the formulation, implementation and interpretation of laws, regulations and rules in one or more areas of financial services and consumer credit law. The incumbent frequently leads less senior attorneys in conducting these projects.

Duties:
As an Attorney-Advisor, you will:
  • Take the lead on the largest, most complex rulemaking projects and policy proposals in the Division. These projects often involve analysis of difficult and controversial issues for which there is little or no precedent.
  • Handle and resolve issues that have broad, national impact and precedent-setting effect, which may be highly sensitive and controversial. Issues have nationwide impact on depository institutions; non-depository financial services companies; and consumers.
  • Formulate conclusions and recommendations and present findings to senior management. Issues handled require expertise in one or more areas of federal consumer financial law, including, but not limited to: the Truth in Lending Act, Real Estate Settlement Procedures Act, Equal Credit Opportunity Act, Electronic Fund Transfer Act, Federal privacy law, and Fair Credit Reporting Act.

Requirements:
Conditions of Employment:
Key Requirements:
  • Must be U.S. Citizen or U.S. National
  • A trial period may be required.
  • Public Trust - Background Investigation will be required.
  • Complete a Declaration for Federal Employment to determine your suitability for Federal employment, at the time requested by the agency.
  • Have your salary sent to a financial institution of your choice by Direct Deposit/Electronic Funds Transfer.
  • If you are a male applicant born after December 31, 1959, certify that you have registered with the Selective Service System or are exempt from having to do so.
  • Go through a Personal Identity Verification (PIV) process that requires two forms of identification from the Form i-9. Federal law requires verification of the identity and employment eligibility of all new hires in the U.S.
  • File a Confidential Financial Disclosure Report within 30 days of appointment and annually from then on.

Qualifications:
  • Law Degree: Applicants must be a graduate of an accredited law school with an LL.B., J.D. or equivalent.
  • Bar Membership: Applicants must be a current member of a bar with a valid license to practice law in a state, territory of the United States, District of Columbia, or Commonwealth of Puerto Rico.

In addition to meeting the minimum requirements of a Law Degree and Bar Membership, you must meet the specialized experience.

Specialized Experience: For the CN-71, seven (7) years of related legal experience. Such experience must include experience as a licensed attorney in order to be creditable (law clerk experience is not qualifying); OR You must have thirty-six (36) months of specialized experience at the CN-60 (GS-14 or equivalent) that equipped you with the particular knowledge, skills, and abilities needed to successfully perform the duties of this position.

Specialized experience for CN-71 is defined as:
  • Conducting legal research and analysis in a public-policy related field; and experience in one or more of the areas of consumer financial services law listed below
  • Debt collection, including activities covered by the Fair Debt Collection Practices Act.
  • Consumer reporting and consumer privacy, including activities covered by the Fair Credit Reporting Act or the Gramm-Leach-Bliley Act.
  • Regulation of unfair or deceptive acts and practices involving consumer financial services.
  • Providing consumers financial data processing products or services of financial advisory services, such as credit counseling.
  • Mortgage and other credit transactions, including transactions covered by the Truth in Lending Act, the Real Estate Settlement Procedures Act, and the Home Mortgage Disclosure Act.
  • Fair lending, including activities covered by the Equal Credit Opportunity Act.
  • Deposit taking, transmitting or exchanging funds, providing stored value or payment instruments, and check cashing, including activities covered by the Electronic Fund Transfer Act and Truth in Savings Act.
  • Consumer leasing, including activities covered by the Consumer Leasing Act.

The experience may have been gained in either the public, private sector or volunteer service (https://arc.fiscal.treasury.gov/files/my-arc/all-agencies/human-resources/guidance-and-reference/fs-resume-tips.pdf). One year of experience refers to full-time work; part-time work is considered on a prorated basis. To ensure full credit for your work experience, please indicate dates of employment by month/day/year, and indicate number of hours worked per week on your résumé.

Education:
Law Degree: Applicants must be a graduate of an accredited law school with an LL.B., J.D. or equivalent.