The Associate General Counsel (Senior Director of Legal) leads the credit union's Enterprise Governance and Legal Affairs department which is responsible for corporate policy management, the review of all legal process served, and providing general legal support to all business units.

Here's what you can expect from the job and what you need to be successful:
Job Duties:
  • Oversee the credit union's Enterprise Governance and Legal Affairs Department, which is responsible for corporate policy management, the review of all legal process served, and providing general legal support to all business units.
  • Assist in the maturation A Financial Services Company Privacy Program.
  • Partner with General Counsel in the management and monitoring of all pending or threatened litigation and provide pertinent research and information concerning those matters as requested.
  • Provide counsel to A Financial Services Company personnel on a broad array of proposed, new, or existing retail loan and account products and services with a focus on bankruptcy, consumer protection, collections, mortgage servicing, indirect lending, and FinTech partnerships.
  • Partner with outside counsel as needed to appear and/or represent the credit union and its subsidiaries in a variety of civil actions including bankruptcy, delinquency collection, consumer protection, intellectual property, and real estate matters.
  • Draft, review, and revise various legal documents involving the interests of the credit union, its subsidiaries, and members, including Membership and Account Agreements, commercial contracts and regulatory disclosures.
  • Keep informed of legislation, regulations, judicial and other legal developments, and trends affecting federal credit unions and the financial services industry in general.
  • Analyze and interpret laws, rulings, and regulations with probable outcomes for the credit union and its subsidiaries.
  • Advise business units in partnership with the Compliance team on NCUA, CFPB, and other consumer regulatory compliance matters related to consumer lending, deposit products, or services, such as Regulation Z, FCRA, FDCPA, FACTA, Truth In Lending Act (TILA), privacy, as well as applicable federal or state consumer protection laws and regulations such as Unfair, Deceptive, or Abusive Acts and Practices (UDAAPs).
  • In collaboration with corporate audit function, develop and perform periodic internal assessments/auditing strategies to identify potential areas of compliance vulnerability.
  • Conduct investigations regarding policy or conduct violations by staff, management, contractors, or vendors.
  • Perform such other duties for A Financial Services Company as assigned by General Counsel based on the needs of the credit union or career growth interests.

Essential Skills:
  • Minimum Education: Juris Doctorate from an ABA accredited law school, admission to practice law and in good standing with at least one State Bar in the United States with the ability to gain admission to practice law in the State of Oregon. Licensed to practice in Oregon, California and Washington preferred.
  • Minimum 6 years' legal experience in related fields, including 3 or more years in financial services as a generalist or specifically concentrating in Consumer Lending, Commercial Lending, financial services operations, regulation (credit union or bank), corporate governance, Privacy, payment services, collections/bankruptcy, contracting and vendor management, or litigation management and support. In-house experience a plus.
  • Significant experience reviewing and advising on issues regarding federal and state consumer credit laws and regulations, including Truth-in-Lending/Regulation Z, the Equal Credit Opportunity Act/Regulation B, the Fair Credit Reporting Act/Regulation V, Electronic Funds Transfers/Regulation E, and UDAAP.
  • Demonstrated experience in leading and managing complex projects that are strategic in nature, time sensitive, and of high importance to the organization's success.
  • Demonstrated responsiveness and ability to simultaneously handle multiple assignments, prioritize work assignments, and meet the needs of a fast-paced environment. Self-starter, motivated to undertake projects as needed without extensive direction.
  • Excellent communication, negotiation, problem solving and writing skills as well as the ability to effectively work with all levels of employees and management.
  • Ability to make presentations to both small and large groups including the Board of Directors.
  • Ability to research, interpret, synthesize, and explain laws, rules, regulations, policies, and procedures to different audiences and make clear verbal and written presentations of facts or concepts.
  • Ability to lead, manage, and mentor a team responsible for the day-to-day legal activities for a multi-billion dollar credit union. Previous management experience of a legal team is preferred.