Description:
Our Associate General Counsel - Mortgage Servicing Compliance will be responsible for a variety of regulatory and legal matters specifically pertaining to mortgage loan servicing, as well as supporting the business from a compliance standpoint across all operations. This role requires 100% onsite attendance in our Pontiac office.What you will be doing:
- Providing expert legal and regulatory guidance to our mortgage loan servicing division, ensuring adherence to all applicable federal, state, and local laws and regulations.
- Interpreting complex legislation and regulations affecting mortgage lenders and servicers, including but not limited to TILA, RESPA, ECOA, FCRA, FDCPA, and state-specific servicing requirements.
- Developing, implementing, and maintaining robust compliance policies and procedures for servicing operations.
- Reviewing and advising on business relationships with vendors, with a focus on compliance and servicing-related agreements.
- Conducting in-depth legal research on unique legal and compliance issues impacting the organization, particularly within the servicing landscape.
- Keeping abreast of legislative, regulatory, and judicial changes that may affect the Company's servicing and compliance functions, and advising leadership on potential impacts and necessary adjustments.
- Providing comprehensive legal and compliance training to Company team members, with an emphasis on servicing regulations and best practices.
- Assisting with regulatory examinations, audits, and responses to regulatory inquiries related to servicing and compliance.
- Managing and advising on legal disputes, litigation, and enforcement actions pertaining to mortgage servicing.
What We Need From You:
Must have qualifications:
- Michigan bar licensed attorney
- 5+ years of experience performing corporate legal work, with significant experience in mortgage loan servicing and/or regulatory compliance within the financial services industry.
- Demonstrated expertise in federal and state mortgage servicing regulations.
- Strong leadership and communication skills, with the ability to effectively translate complex legal concepts to business stakeholders.
- Effective planning, organizational, and project management skills.
- Ability to manage multiple projects and tasks effectively in a fast-paced environment.
- High level of attention to detail and accuracy in legal analysis and documentation.
- Excellent written and verbal communication skills.
- Ability to work independently and collaboratively within a team-based environment.
- Critical thinking, analytical, and problem-solving skills.
- Self-motivated with a strong drive to ensure regulatory adherence and mitigate risk.