Senior Counsel - Treasury Management

Description:

Position Overview:
At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Senior Counsel within PNC's Corporate Governance organization, you will be based in Birmingham, AL; Pittsburgh or Philadelphia, PA; Clevland, OH or Washington, D.C.

Responsibilities:

• Provide pragmatic, risk-balanced legal counsel across a broad range of payments and digital financial services, including payment systems, merchant acquiring/processing, treasury and cash management solutions, digital banking capabilities, and related fintech partnerships.
• Advise on applicable laws, regulations, and network rules impacting payments and financial services, and translate regulatory requirements into clear, actionable business guidance.
• Monitor legal and regulatory developments and identify emerging trends affecting payments, digital commerce, and financial technology; partner with the business to align strategy accordingly.
• Collaborate closely with cross-functional stakeholders—including product, technology, operations, risk, and compliance—throughout the product lifecycle, from ideation through launch and ongoing enhancement.
• Draft, review, and negotiate a variety of client-facing agreements, disclosures, and commercial contracts, including channel, partnership, and vendor arrangements.
• Review and advise on third-party and fintech partner agreements, including complex integration and service arrangements.
• Support interpretation and application of payment network rules, sponsor bank obligations, and industry standards.
• Advise on internal risk frameworks, policies, and governance applicable to payments and related businesses.
• Help design and improve efficient, scalable legal support models and processes to enable a fast-moving, innovation-driven environment.
• Provide legal support, as needed, for commercial card products and programs.

Qualifications:

• JD from an accredited law school and active license to practice in at least one U.S. jurisdiction.
• Working relevant experience, preferably in-house or with a law firm supporting financial institutions, payments companies, or fintechs.
• Experience with payments, financial services, or technology-enabled products is preferred, but not required.
• Demonstrated ability to learn quickly, operate with curiosity, and adapt in a dynamic, evolving business environment.
• Strong analytical and problem-solving skills, with the ability to translate complex legal concepts into practical, business-oriented advice.
• Effective communicator and collaborator, comfortable working with cross-functional teams and senior stakeholders.
• Sound judgment and ability to balance legal risk with business objectives, particularly in innovative or ambiguous contexts.

PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Job Description:

• Performs significant and complex legal work while regularly interacting with management. Oversees legal research, analysis, consultation, and documentation within a framework of legal compliance and risk management.
• Responsible for managing the expense for outside counsel relationships, provides strategic direction on when to leverage outside counsel.
• Works with outside counsel combining their advice with analysis and feedback from internal stakeholders to provide practical guidance.
• Networks with outside organizations to advance legal interests and legal health of the corporation and its industry.
• PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:
• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Qualifications:
Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Preferred Skills:
Legal Compliance, Legal Consulting, Legal Practices, Legal Risk, Regulatory Compliance, Risk Assessments

Competencies:
Business Ethics, Decision Making and Critical Thinking, Effective Communications, Establishing and Maintaining Trust, External Resource Management, Influencing Through Expertise, Legal Analysis, Legal Function, Negotiating, Problem Solving

Work Experience:
Roles at this level require a Juris Doctorate (J.D.) degree from an accredited law school and licensed to practice law in at least one jurisdiction. Industry-relevant experience is typically 8+ years.

Education:
JD (Required)

Certifications:
Active State License - Multiple Issuers

Licenses:

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