Description:
An American Bank Holding Company & Financial Services Corporation has an opening for a Senior Counsel on its Retail Payments Team, primarily supporting the Consumer and Small Business Credit Card line of business as well as An American Bank Holding Company & Financial Services Corporation Bank's point of sale consumer installment loan product.The lawyer selected for this role will provide legal advice and guidance to facilitate all aspects of the Consumer and Small Business Credit Card line of business, including new product launches, reward programs, account originations and servicing. This lawyer also will provide support on the point of sale, closed-end consumer loan product. This lawyer will interact with other lawyers in the department and outside counsel and will counsel clients on legally complex matters. The lawyer will report to the Managing Chief Counsel, Retail Payments.
Education, Training and Experience:
JD from an accredited law school/good standing status in a state bar.Demonstrated strong judgment, analytical ability, and communication skills.Preference will be given to applicants with at least three years of experience in some or all of the following: credit card and consumer lending and line of credit transactions and their related legal and regulatory schemes (e.g., TILA, ECOA, GLBA), card and payment association network rules and operations, contract matters, card issuing, processing payment and clearing systems.
Job Description:
- Performs significant and complex legal work while regularly interacting with management. Oversees legal research, analysis, consultation, and documentation within a framework of legal compliance and risk management.
- Responsible for managing the expense for outside counsel relationships, provides strategic direction on when to leverage outside counsel.
- Works with outside counsel combining their advice with analysis and feedback from internal stakeholders to provide practical guidance.
- Networks with outside organizations to advance legal interests and legal health of the corporation and its industry.
- Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
- Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
Qualifications:
Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.
Preferred Skills:
Legal Compliances, Legal Consulting, Legal Practices, Legal Risk, Regulatory Compliance, Risk Assessments
Competencies:
Business Ethics, Decision Making and Critical Thinking, Effective Communications, External Resource Management, Influencing, Legal Analysis, Legal Function, Negotiating
Work Experience:
Roles at this level typically require a university / college degree. Higher level education such as a Masters degree, or PhD is desirable. Industry experience is typically 8 + years. Specific certifications are often required.
Education:
JD (Required)
Certifications:
Active State License - Multiple Issuers
Licenses:
No Required License(s)