Description:

This could be your chance to practice pioneering law for an innovative global tech company! An American Multinational E-Commerce Corporation is seeking a highly skilled and collaborative attorney to join the legal team supporting our thriving and innovative payments and financial services platform. You will be responsible for providing legal and regulatory advice on new payments and financial services initiatives at An American Multinational E-Commerce Corporation. Our rapidly expanding payments offerings include managed and seamless end-to-end payments on our marketplace platform, offering buyers more choice and flexibility when it comes to how and when they want to pay on An American Multinational E-Commerce Corporation, gift cards, seller financing, and numerous other innovative and unique products and features. You will provide targeted and pragmatic counseling to ensure our platform remains aligned with global payments regulation and card network rules. This is a phenomenal opportunity to help enable new payment and e-commerce experiences around the world!

This is a full-time position based in the Bay Area, with hybrid office work (currently 3 days a week).

Primary Responsibilities:
  • Collaborate and advise on the design, development, and roll out of new business models, products, and features throughout the entire product development lifecycle, with an eye towards global scalability
  • Advise on compliance with global payments, money transmission, AML/CTF, and consumer protection regulations, as well as card network rules
  • Develop processes and procedures, payments agreements, and user-facing terms for new business lines
  • Translate complex financial regulations and network rules into clear requirements for business, compliance, product and engineering teams
  • Work closely with cross-functional teams, including Anti-Money Laundering/Sanctions Compliance, Risk, Finance/Treasury, Accounting, Marketing, Privacy, Information Security, Internal Audit, and Government Relations
  • Anticipate regulatory changes and proactively advise leadership about how An American Multinational E-Commerce Corporation should navigate through such changes
  • Manage numerous projects simultaneously under deadline pressure

Minimum Qualifications:
  • J.D. degree (or foreign equivalent) and membership in at least one US state bar
  • 8+ years providing payments advice to regulated non-bank financial institutions, preferably in the fintech space, including in-house experience with payments matters in the context of internet or technology companies
  • Experience advising on US and global payments/money transmission regulation and card network rules
  • Experience providing strategic and pragmatic regulatory advice to business, engineering, and compliance teams
  • Experience providing product counseling advice for new payments products within a fintech or other non-bank financial institutions
  • Technical understanding of the payments and financial ecosystem, especially as relevant to payments as a service
  • Experience working cross-functionally and using critical thinking to achieve business objectives
  • Ability to manage and deliver across a number of top-priority projects
  • Excellent communication, analytical, and problem-solving skills
  • Flexible and agile problem solver, with the ability to tolerate ambiguity in a fast-paced environment where change is happening every day
  • Good sense of humor and team spirit

Preferred Qualifications:
  • Strong curiosity about alternative payments, emerging payments technology, and the fintech industry
  • In-house legal department experience