Closing Date: 15th June, 2025

Description:

Duties:
As a consumer compliance FLE, you will be a vital participant in ensuring the continuity of financial services offered state-wide and find engaging challenges in all facets of our regulated entities' operations. This includes unencumbered access to the banks and trust companies to ensure current practices are safe, sound, and in compliance with consumer protection laws. This position would serve as the Division's lead for consumer compliance, including representing the Division on joint compliance examinations with federal banking agencies. This position will also give formal and informal consultation on novel bank and trust company applications, enforcement actions, and coordination with federal counterparts.

Some of What You Will Do:

Lead and manage the Division's consumer compliance program, including providing both formal and informal guidance in the areas of state and federal laws and regulations as well as participating in the development of policy statements and guidance.
Serve as the Division's representative on joint compliance examinations and investigations with federal banking agencies including independently establishing the scope of work for examinations and directing investigations of potential consumer harm.
Conduct investigations of sensitive examination-related issues that involve apparent violations of state or federal law and recommend appropriate action.
Collaborate with Division management and other DFI employees to draft and review legislative proposals and rulemaking.
Represent the Division in public forums, on committees, and at training sessions. Give presentations as a part of the Division's education and outreach and continuing legal education efforts.
Evaluate bank risk management policies, practices, and procedures and make recommendations for enhancements, when appropriate.
Interpret and determine regulated entities' compliance with applicable state and federal laws, rules, and regulations.
Prepare and organize detailed work papers to support the examination findings as conveyed to management.
Assist Division analysts with complex consumer compliance-related complaints against chartered entities, including investigation of allegations and writing/reviewing complaint closure letters to customers.

Qualifications:
Required Qualifications:

Graduation from an accredited law school. Active membership in good standing with the Washington State Bar Association.

Desired Qualifications:
Two years of professional experience in one of, or a combination of, the following:

Consumer finance law or consumer protection law
Assistant attorney general or other governmental attorney or attorney in private practice
Corporate law, bankruptcy law, business formation law, etc.
Accounting or auditing
Analyzing or examining regulated entities
Working in a regulated entity in the areas of lending, operations, analysis of loan or securities portfolios, auditing, reinsurance investments, information system reviews or any combination of these.

The most successful FLE candidates will also possess the following skills and abilities:

Passion for consumer protection in the financial services industry.
Knowledge of the RCW 30A, 30B, and 32 series.
A bachelor's degree in finance, accounting, business administration, economics or related field.
Strong leadership qualities, work ethic and professional behavior.
Excellent interpersonal skills to include the ability to work closely with peers, division management, financial institution representatives, and federal examiners.
Effective teamwork skills, including strong communication, cooperation, flexibility, respectfulness, active listening, and problem solving.
Initiative, innovative research and analysis skills, and critical thinking skills.
Excellent verbal and written communication skills.
Advanced level computer skills to include proficiency in Microsoft Office Products.